Legal Disclaimer

1. No Legal, Tax, or Financial Advice

THE CONTENT, DATA OUTPUTS, ANALYTICAL SUMMARIES, CALCULATIONS, REPORTS, AND ANY OTHER MATERIALS GENERATED BY THIS WEBSITE OR ANY RELATED SOFTWARE (COLLECTIVELY, THE "SERVICES") ARE PROVIDED SOLELY FOR INFORMATIONAL PURPOSES. THE SERVICES DO NOT CONSTITUTE, AND SHALL NOT BE INTERPRETED AS, LEGAL ADVICE, TAX ADVICE, ACCOUNTING ADVICE, FINANCIAL ADVICE, OR ANY OTHER PROFESSIONAL ADVICE.

NO ATTORNEY-CLIENT, ACCOUNTANT-CLIENT, OR FIDUCIARY RELATIONSHIP IS CREATED BY USE OF THE SERVICES.

USERS ARE SOLELY RESPONSIBLE FOR OBTAINING INDEPENDENT LEGAL, TAX, AND FINANCIAL ADVICE FROM LICENSED PROFESSIONALS PRIOR TO RELYING ON ANY INFORMATION PRODUCED BY THE SERVICES.

2. No Warranty; Accuracy Not Guaranteed

THE SERVICES ARE PROVIDED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS, WITHOUT ANY WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. THIS INCLUDES, BUT IS NOT LIMITED TO, ANY WARRANTY OF ACCURACY, COMPLETENESS, RELIABILITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

THE USER ACKNOWLEDGES THAT: (A) CALCULATIONS AND REPORTS ARE BASED SOLELY ON DATA ENTERED BY THE USER; (B) ERRORS, OMISSIONS, OR MISINTERPRETATIONS OF DATA MAY ALTER RESULTS; AND (C) THE WEBSITE MAKES NO REPRESENTATION OR WARRANTY THAT ANY OUTPUT WILL BE ACCEPTED BY ANY COURT, AGENCY, TRIBUNAL, MEDIATOR, ARBITRATOR, OR GOVERNMENT AUTHORITY.

3. No Attorney Services; Not a Substitute for Legal Process

THE WEBSITE AND SERVICES DO NOT PERFORM LEGAL REPRESENTATION, LEGAL ANALYSIS, DISCOVERY, OR ANY FORM OF PROFESSIONAL ADVOCACY. THE SERVICES SHALL NOT BE USED AS A SUBSTITUTE FOR: (1) STATUTORILY REQUIRED DISCLOSURES, (2) COURT-MANDATED FINANCIAL AFFIDAVITS, (3) PROFESSIONAL ACCOUNTING, AUDITING, OR FORENSIC ENGAGEMENTS, OR (4) QUALIFIED LEGAL REVIEW OF RETIREMENT PLAN TRACING, DIVISION, OR VALUATION.

4. User Responsibility and Duty of Verification

THE USER ACKNOWLEDGES AND AGREES THAT THEY ARE SOLELY RESPONSIBLE FOR: (A) VERIFYING ALL DATA INPUTS; (B) CONFIRMING THE EXISTENCE, NATURE, AND CHARACTERIZATION OF ACCOUNTS, CONTRIBUTIONS, DISTRIBUTIONS, TRANSFERS, LOANS, FEES, AND RELATED FINANCIAL ACTIVITY; (C) INTERPRETING ANY APPLICABLE STATE STATUTES, COMMON-LAW PRINCIPLES, OR PRESUMPTIONS GOVERNING MARITAL OR SEPARATE PROPERTY; AND (D) DETERMINING WHETHER THE OUTPUT COMPLIES WITH JURISDICTION-SPECIFIC RULES, DEADLINES, AND REQUIREMENTS.

THE WEBSITE SHALL NOT BE LIABLE FOR ANY MISCHARACTERIZATION OF PROPERTY OR ANY USER'S FAILURE TO APPLY THE CORRECT STATUTORY OR CASE-LAW FRAMEWORK.

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE OWNER, OPERATORS, DEVELOPERS, AFFILIATES, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, LOSS OF DATA, LOSS OF BUSINESS OPPORTUNITIES, REPUTATIONAL HARM, OR ADVERSE LITIGATION OUTCOMES, ARISING OUT OF OR RELATED TO THE USE OF THE SERVICES.

THE AGGREGATE LIABILITY OF THE WEBSITE SHALL NOT EXCEED THE AMOUNT PAID BY THE USER FOR ACCESS TO THE SERVICES DURING THE PRECEDING TWELVE (12) MONTHS.

6. No Guarantee of Suitability for Court Use

THE USER ACKNOWLEDGES THAT COURTS, ATTORNEYS, AND OTHER LEGAL PROFESSIONALS MAY QUESTION, LIMIT, OR REJECT DIGITAL TRACING METHODS, AND THE WEBSITE MAKES NO GUARANTEE THAT ANY REPORT OR CALCULATION WILL BE ACCEPTED, ADMITTED, OR RELIED UPON IN ANY LEGAL PROCEEDING.

THE USER REMAINS RESPONSIBLE FOR ENSURING COMPLIANCE WITH ALL STATE-SPECIFIC EVIDENTIARY RULES, FINANCIAL DISCLOSURE REQUIREMENTS, QDRO/RETIREMENT PLAN RULES, AND EXPERT TESTIMONY STANDARDS (INCLUDING DAUBERT, FRYE, OR STATE EQUIVALENTS).

7. Data Privacy and Confidentiality

USER-ENTERED DATA MAY INCLUDE SENSITIVE FINANCIAL AND PERSONAL INFORMATION. THE WEBSITE SHALL IMPLEMENT REASONABLE ADMINISTRATIVE, TECHNICAL, AND PHYSICAL SAFEGUARDS TO PROTECT SUCH INFORMATION; HOWEVER, NO SECURITY SYSTEM IS INFALLIBLE. THE WEBSITE EXPRESSLY DISCLAIMS LIABILITY FOR ANY UNAUTHORIZED ACCESS, BREACH, OR DISCLOSURE RESULTING FROM USER MISUSE, THIRD-PARTY ACTIONS, OR UNFORESEEN SYSTEM FAILURES.

8. Governing Law

UNLESS OTHERWISE REQUIRED BY APPLICABLE LAW, THESE TERMS AND ANY DISPUTE ARISING FROM OR RELATED TO THE USE OF THE SERVICES SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF UTAH, WITHOUT REGARD TO PRINCIPLES OF CONFLICT OF LAWS.